How To Save On Prescription Medications

Disclosure: This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #LifeInCheck #CollectiveBias (LifeInCheck™ is brought to you by Inmar, a data and technology analytics company. Over the past 15 years, Inmar has created relationships with brands and retailers to provide consumers with the lowest price on prescribed medications.)

Groceries or medicine? Lights & heat or medicine? That’s the predicament I was faced with for a six month period of time when our insurance company refused to pay for my youngest’s medicine. This was medicine he needed so I had to pay for it out-of-pocket while I dealt with insurance. One of the medicines wasn’t that expensive, just $20/month but the other wasn’t cheap- the generic version of the second medication cost $250 each month meaning I had to find an extra $1500 to pay for it.

I know my situation is not unique. Many families who are underinsured, uninsured or have a high deductible insurance plan, have to pay for medications out-of-pocket. For families who have chronically ill loved ones or children who have special needs, this can cost hundreds, if not thousands, of dollars each month.

The stress of having to figure out how these prescriptions will be paid for can completely overwhelm someone. I know when I was dealing with this it was stressful figuring out where I could cut corners in our already tight budget. If we were in that situation now, having additional allergy and asthma medicines to purchase for myself and my son on top of the medications he was already taking, there is no way we’d be able to afford it all.

Recently though, I learned about the LifeInCheck™ Prescription Drug Plan that seems like a lifesaver for families. The LifeInCheck™ plan is not A Medicare Prescription Drug Plan or insurance but this plan gives individuals with High Deductible Health Plans or who are underinsured or uninsured, access to affordable prescriptions! The plan has 175+ prescriptions that are available at no cost & up to a 90% discount on other prescriptions. Their no cost prescriptions include 40 of the 100 most common prescriptions in the US, including certain medications for high blood pressure, antibiotics, mental health and more. (The one medication my son and I take for breathing problems is free with LifeInCheck™!)

There are two subscription options: $14.95/mo to cover all members of the household OR $149.95/yr to cover all members of a household. Since LifeInCheck™ members save an average of $64 per prescription, their monthly savings more than covers the subscription cost making this a really smart deal! Checking out the prescriptions my family needs on a monthly basis we would save way more than that. That $250 I was paying out-of-pocket for the one medicine each month would have cost only $63.91 with LifeInCheck™. One month savings alone on that one medication would pay for a year membership and some extra groceries for my growing boys. The total saved over that 6-month period on the one prescription alone would have paid my monthly mortgage!

The LifeInCheck™ website has more information about the plan, including an easy to use search function that lets you search and compare prices to help you find the lowest price at a pharmacy near you. There is also a feature that allows you to search your drug and see if there are any less expensive alternatives to your prescribed drug. You can then take this to your doctor to ask if you could use the alternate instead (for example, sometimes Doctors prescribe brand-name drugs when a generic could be taken instead which allows the patient to save money).

LifeInCheck™ offers a free 30-day trial so it’s worth it to check it out and see how much your family could save on prescriptions each month. Once you sign up you just print the card and bring it to the pharmacy (or you can show the card on your phone if you prefer). There are over 54,000 pharmacies that accept the LifeInCheck™ card and I was pleased to see the Walgreens down the street from me is one of them.

I hope that this information has helped you find a way to save on medications your family needs! Click the button below to access your free trial and please share this post with your loved ones and friends who would appreciate saving money on their monthly prescriptions.

 

Help Kids Learn How To Handle Money Wisely

This is a sponsored post but all thoughts are my own.

When I was growing up I wasn’t taught much about money and, as a result, I struggled with money issues through my college and early adult years. Because of this, it’s really important to me that my boys learn how to handle money. I don’t want them going through the same money struggles that I did! From saving it to spending it wisely, the earlier that children learn how to be smart with their money the better off they will be.

One financial learning tool I discovered is The Piggy Bank Book, a resource designed to help kids slow down, filter out the noise, and figure out what they really want. By tracking their money, your child will be encouraged to save and take pride in what they’ve accomplished.

It only takes five minutes a week to work through the ledger pages, and it will have a life long impact on how your child spends money.

Spending time working with the Piggy Bank Book will teach your child to thoughtfully purchase instead of mindlessly consume. They will develop a healthy spending habit to take with them into adulthood.

To get The Piggy Bank Book into as many little hands as possible they are running a Kickstarter. Join me in raising money to make sure that children learn the skills they need to make them financially responsible adults. Find more details and pledge to help here.

 

10 Tips For Saving Money On Kid’s Clothes

One of my favorite things to do is shop for kid’s clothes and I love finding great deals on things that make them look even cuter than they already are. Clothes purchases can be a large portion of your budget if you let them so I wanted to share ten of my favorite ways to save money on your kid’s wardrobe.

1) Shop garage sales during the warmer months (and use my tips below to get the best bargain)

I’ve been amazed at some of the deals I’ve scored at garage sales because people just want to get rid of their stuff. The best deal I found was outfits for a quarter! If you find a great sale with nice clothes but they are a little too pricey you can do one of two things. You can ask the person what day/time their sale ends and go back right before they are closing to get a better deal or you can give them your phone number and ask them to call you if they still have clothes leftover at the end of their sale. People are more likely to give you a bargain if the alternative is giving them away or putting them back in their basement for another year. Another way to save money is to ask for a discount on their prices if you are buying a number of items.

2) Shop the end of season clearance racks

The end of season clearance is the best way to score some great deals on brand new clothes. You will take a chance guessing on what size your child will be the following season so I’d buy one extra size up. Your child will either have clothes that fit or clothes that are a bit big and can be worn two seasons. I’d also suggest purchasing things that aren’t super trendy if your kids are older since trends change. Stick with basics for them like tshirts, athletic wear and pajamas.

3) Find clothes for free

If you are really in a bind trying to get clothes for your children, Freecycle is a great place to look. When I first had the boys we were struggling financially and I got the majority of their clothes from people giving them away for free. The majority of the clothes were wearable and some were even name brand (which didn’t matter that much at that point- I was just happy to have clothes for them).

4) Check local thrift stores

Thrift stores can be hit or miss. My favorite is Savers because I’ve found quality clothes at good prices there and they give back to charity. Goodwill is another well-known thrift store that I like to shop at and some even have clothes with tags on them. Our local Goodwill gets items donated from Target that they resell at a steep discount.

5) Get hand-me-downs from family 

If you have family with children of the same gender you can always ask for hand-me-downs. We were lucky enough to get some hand-me-downs of my nephews who was about a year older than Jacob. Make sure to check if they will want them back and if so, mark the tags of the items so you know which ones are theirs.

6) Use an online consignment site

There is nothing better than being able to shop from the comfort of your couch. I love selling on Swap and also just recently learned about Vinted Kids. Both sites I’ve worked with in the past and you can see my reviews here- Swap and Vinted Kids.

7) Swap with friends

If you are in a local parenting group you can always see if anyone is up for participating in a clothing swap. Everyone can donate clothes to the swap that their children have grown out of and then you can get the items you need. To make it fair for everyone, one item has to be donated to the group for every item taken. My local moms group has bins for younger children that they pass around.

8) Check the outlet malls

I was surprised to find that outlet stores have the same on trend items and seasonal offerings that their main stores do, just at a fraction of the price. Before shopping at a store in your local mall check out their outlet location to see if you can find what you are looking for there.

9) Buy basics for cheap at the big box stores

The best places to shop for basics are Walmart and Target. I love buying plain sweatpants and sweatshirts for the boys at Walmart because they are usually less than $5 each. I make sure to keep a set for each of them in the car in case of cold evenings or when they need a change of clothes due to spills.

10) Shop at discount stores

Discount stores like TJ Maxx, Ross Dress for Less and Marshalls often sell name brand items at amazing prices. They usually have a great selection as well which makes shopping easy.

What are your tips for saving on your children’s clothes?

 

 

Saving Money At The Grocery Store

(Disclosure: This is a compensated post but all thoughts are my own.)

I wrote a couple weeks ago about how I was cutting down on expenses to save money. I had a list of 8 things I was doing in the month of January and one of them was to eat less fast food and more of the leftovers we had in the fridge. Trying to pinch every penny, I have been looking into saving on food even more. Ideally I’d love to find out how to provide my family with quality food but just find a more cost efficient way to do so.

I checked out the Illinois Farm Families blog to learn more about healthy eating and shopping for food. Some of the posts were written by moms I know so I knew I could trust what they wrote. I was really interested in food labeling since food that is “better for you” is often more expensive. I wanted to see if I was really getting what I paid for.

The first article I came upon was called Five Misleading Food Labels and had one key line that stuck out to me:

I know that if I was comparing two products next to each other I’d probably choose the one that was labeled “no _____” on it but the one next to it could be free of whatever the other label claimed as well. No reason to pay extra for the one with a special label if they both are free from the same thing.

The next article I read was from a mom who toured the Dean’s Plant. From this article I discovered that the milk in my grocery store’s dairy case is all the same. Why am I paying more for a gallon of milk labeled “Dean’s” when it is just the same as the milk that is sold under the store’s label. Yay for saving money on something we buy tons of!

Another thing I read about was a store that I’d consider a “discount” food store and all of the guidelines they have about freshness (read the article here). It made me rethink where I get my groceries and the fact that I can find quality food for cheaper prices. I will be checking out all of my local grocery stores and seeing where I can find good deals while still maintaining the quality of food that I want.

So excited to be able to cut our food budget down. What other tips do you have for me when it comes to saving money at the grocery store?

8 Ways My Family Is Saving Money This Month

This year we are trying to save as much money as we can. We’ve spent the past couple of weeks changing some spending habits and brainstorming creative ways to cut costs without feeling like we are going without. I thought some of these ideas may help another family so I wanted to share them with you all and if you have more ideas I’d love for you to leave a comment below so I can try some new ideas out next month.

1) Turn the heat down. We turned the heat down two degrees and are snuggling under more blankets and pulling out the slippers. Since we keep it so warm in our home I hope to turn down the temp by a couple more degrees next month.

2) Cut out the expensive coffee drinks. {Okay, so this month it’s more like drink less of them instead of cut them out completely…one step at a time here…} I still like Iced Coffee so I’ve been drinking International Delight coffee I can buy from the grocery store. It’s not the same as my favorite Starbucks drinks but it is only $3 or $4 for a whole carton as opposed to $5+ for one drink.

3) Enjoy more time at home. We’d love to go to the movies and see Frozen but we are waiting until it comes out on DVD. We are also enjoying family night in our tv room playing board games instead of going places that cost money.

4) Ask for discounts on monthly costs. Check to see if there are discounts or specials you can get from your utility companies or any other companies you pay monthly. Our cable company was running a special for digital cable and we are getting the same amount of channels, faster internet and saving over $30 per month just by switching our modem. Over the course of a year that is an extra $360 we will have saved just on one of our expenses.

5) Save on gas by driving less. I work from home but Sinisa drives an hour to work and back every day. We can’t do anything about the money spent on gas to work but we have been trying to limit driving to places we need to go and combining errands together in the same trips.

6) Eat less fast food and more leftovers. Fast food and quick meals are a big expense for us (not to mention an unhealthy habit). Working so much it’s so easy to have Sinisa grab something on his way home but I’ve been keeping our money goal in mind and finding food in our pantry and fridge to eat. I am horrible about having leftovers in my fridge and letting them go to waste as well so I’ve been making it a point to eat leftovers whenever I can.

7) Turn lights off when not in the room. This is something I always heard when I was a kid and a rule that was so easy to break unintentionally. Not sure how much money it will save us but every little bit helps right?

8) Stay out of stores and off Amazon. Somehow I always manage to go into Target with a short list and come out with a cart full. I’ve always been a shopper and the only way I can guarantee I won’t buy anything I don’t need is if I stay out of the stores. This might sound extreme but if Sinisa can go to the store and get what we need and I don’t have to then why tempt myself with Target’s dollar section or that delicious looking dessert in the bakery section? When I do go into the store the key will be sticking to my list.

 

10 Unconventional Ways to Save Money‏

When we think of ultimate frugality, many unreasonable money-saving tactics come to mind. However, there are small, innovative steps you can incorporate into your lifestyle that can yield great results. Some of these tips are optimal for moderate savers who want to save without going to great lengths. The more extreme ideas are geared towards intense savers, looking for the next new way to cut back. The list below details 10 unconventional ways, including going to  professionals-in-training for services, freezing your stuff, and unplugging your appliances.

1. Go to Professionals-in-Training for Services

When it comes to services like hair trims, massages, or oral hygiene, there are plenty of students in training who provide them for a discounted price.Research local cosmetology institutions, dental schools, and other training centers and inquire about being a volunteer for student training purposes.

Typically these appointments are done with professional supervision, so the chance of you leaving unsatisfied is minimized, and you can walk away feeling good that you’ve helped a student get hands-on practice in their field.

2. Vow to Go On A Spending Fast

A spending fast, a term coined by Anna of And Then We Saved, is an extreme way of paying off debt, with guaranteed results. You can do your spending fast for whatever length of time you want, but the suggested length is a year. A spending fast cuts out any spending on leisure activities and wants. The idea is to cut these areas of your life solely to save money, only spending on necessary expenses such as utilities, doctor co-pays, gas, medicine, etc.Try it for a year and see how much you save (Anna paid off nearly $24K in debt in just 15 months).

3. Potty Train Your Cat

Potty train your fluffy little feline by training it to use the toilet instead of a litter box.

According to peteducation.com, the average cost of litter for one cat is $110 a year, which means that for the average domestic cat, whose life span is 15 years, you can save about $1,650.

You can purchase a kit on how to teach your cat to use the toilet for $20-$30.

4. Get Sponsored

Nowadays getting sponsored is easier than ever with crowdfunding. Using popular websites like Go Fund Me or Kickstarter, you can create a platform in which you can ask for money. Some examples of things you might ask for funding include a sick relative’s hospital bills, a business idea, or a personal goal of your own.One couple, Dave Kerpen and Carrie Fisher even took things a step further by using their marketing strategy to get a venue (courtesy of a baseball stadium), flowers (from 1-800-Flowers), and every single one of their wedding items for free. They put together their $100,000 dream wedding with the help of 25 different sponsors.

5. Get Permanent Makeup

According to one estimate, the average woman shells out $14,000 on makeup in her lifetime. We know. That’s nuts right? However, if you don’t want to shop exclusively the clearance section at the drugstore, you could always opt to get permanent makeup done. This technique is done by permanently pigmenting one’s eyelids, lips, and face. Procedures range from $200 to $800, and you would be risking allergic reaction and infection embarking down this journey. However, if you’re sure you’ll love one look for the rest of your life, the risk might be worth it.

6. Invest in a Cool Roof Option

Air conditioning constitutes nearly twenty percent of all electricity consumed in the U.S., so think about how much of your electricity bill is spent on cooling your home! Slash that in half, by simply opting for a white roof, and depending on your state’s policies, you may get a rebate and other incentives to install cool roof coatings. Head to EnergyStar to see the available cool roof options to choose from.

7. Shop Your Own Stash (Or Someone Else’s)

If you have a cluttered closet or makeup collection, weed out the things you never use, and rediscover old favorites. Make a commitment to cut back on buying new purchases. Other options include having a swap party — you and your 10 closest friends can bring in your unwanted items, or you can shop someone else’s closet. Check out your local Craigslist page and shopping the free section, or Freecycle, a grassroots movement of people who are giving away their little-used possessions for free

8. Freeze Your Stuff

Using your freezer, you can extend the life of many of your items. For example, wax candles burn longer when they’re frozen, and batteries are extended by 5 percent if alkaline, and 90 percent if nickel-metal hydride.Many seeds also last longer and germinate better when frozen, and even pantyhose is less likely to tear when frozen. Lastly, you can extend the shelf life of popcorn, spices, and coffee when frozen.

9. Take a Navy Shower

This method was introduced by the Navy, who invented it to make water rations last as long as possible.

Turn the water on just long enough to wet your body, then turn it off and soap up. After you’re nice and lathered, turn the water back on to rinse.This method uses a mere 11 gallons of water compared to the 60 gallons used in a typical shower!

10. Unplug Your Appliances

Standby electricity loss occurs when you leave items plugged in that you aren’t using.

For example, when you leave your house in the morning, the lamps, clocks, and phone chargers are probably still plugged in.Now, would you believe that standby electricity makes up about 5 percent of our electricity use?If you’re ready to save on your utilities, start by looking at this chart to see the average amount of power used by your plugged in devices.

(Guest post courtesy of Alex Matjancec, co-founder of MyBankTracker.com, an independent resource that helps consumers make smarter banking and money decisions.)

8 Ways To Be Frugal During a Move‏

Moving can be expensive. It doesn’t matter if you’re moving across town or from one side of the country to the other, the process always costs a lot more than most would like to spend. Hiring inexpensive movers is not the only way to save yourself money.

Unpakt, a new, instant pricing application to help consumers find reputable moving companies and book their moves online, shares 8 Easy Ways to Be Frugal During a Move:

  • Compare Moving Companies: Cheap is not always better. Sometimes companies will attract you with a low price, but hidden in the print are a lot of other fees. When you are comparing companies and rates, make sure that you know what you are getting in each quote, so it is a fair comparison.
  • Collect Free Boxes: You should never have to actually pay for a moving box, unless you specifically need a wardrobe one or an extra-large one for an awkward item. There is a long list of places that will be more than happy for you to come take boxes off their hands. Check at the grocery, office supply, liquor and book store as well as restaurants and bars.
  • Don’t Pay for Packing Supplies: You can pick up old newspapers for free at just about any gas station or liquor store. Plus, you don’t need to buy bubble wrap or other costly supplies when you have towels, t-shirts, linens, sweaters, etc. You have a lot of things around the house you can use to pack valuables.
  • Pack Thoughtfully: Extra boxes are often used simply because items are packed poorly. Think of nesting dolls when you pack. A lot of little items can be packed inside larger ones. Not only does this help keep items secure, it reduces the number of boxes you use, which means that there are fewer boxes to carry.
  • Clean for Your Deposit: A lot of people do not take the time to clean their old apartment or rental house, so they don’t get their full deposit back. It will cost you a lot less to rent a quality carpet cleaner and do it yourself than it will if your landlord has to hire a professional to do it.
  • Move During the Week: On average, most moving companies charge an average of 20 to 25 percent more on weekends. Most people are off work on the weekends so movers are often overbooked. If you move during the week, you will typically save yourself a little money.
  • Have a Good Purge: How much stuff do you have that you don’t really need? Why bother packing this stuff? You can sell, donate or trash it. Seriously, a lot of movers charge by weight; do you really need to pay for these items to be moved, if you are not using them?
  • Go Grocery Shopping Immediately: The sooner you can at least go buy a few essentials, the better off you will be. If you need to order pizza or go grab takeout for a few meals, it will get pretty expensive. Sure, get pizza the first day; it is part of the fun of moving. After all, whether you hire one of the expensive or cheap moving companies, there is always money for pizza! However, meals after this one should come from your own refrigerator, if you want to save yourself some money.

Review of “Sisterly Savings” Frugal Blog

I love to save money so I was very excited when Jennifer of Sisterly Savings contacted me about reviewing her site. I often feel overwhelmed when I visit frugal sites because there is so much information. Trying to find the store deals amongst the coupon codes and freebie posts can sometimes be a daunting task. I love how the Sisterly Savings site is set up. Along the top of the site is a navigation bar that helps you easily find what you are looking for.

The back to school bargains section has posts on where to find the best back to school deals both online and off.

The coupon section is split into coupons that can be found in the Sunday newspaper and ones that can be printed online.

The freebie area of the site is separated by type of freebie (my favorite ones are the photo freebies).

The going frugal section is full of tips on being frugal (I love the newest one about buying coupons on ebay).

Product reviews are in their own category and here you can also find the items that are being offered as giveaways.

The reward programs portion of the blog provides plenty of information on different ways you can earn extra rewards just by shopping, searching the internet, or a number of other things that you probably already do. You can find Pampers “Gifts to Grow” and Huggies “Enjoy The Ride” codes.

The last section is for store deals. Sisterly Savings covers drugstores including CVS, Walgreen’s, and Rite-Aid. She also has deal information from some of my favorite stores including Target, Old Navy, and Kohls.

Sisterly Savings can also be found on Facebook and Twitter so make sure to follow for up to the minute updates on what’s new on her site :)

*****

(Disclosure: I am being paid to review this website but all thoughts and opinions are my own.)

Guest Post: Price Matching 101

*The following is a guest post from Shelly at Coupon Teacher.  She loves to save time and money.*

*****

First, let me preface my post by saying that I am not endorsing Walmart in this post.  As a matter of fact, I avoid going to Walmart like the plague.  But for busy moms, stores that price match, including Walmart, can be an easy solution to saving money.

What is Price Matching?

Several grocery stores, electronics stores, and office supply stores offer what is called price matching.  In other words, they will give you the advertised price on an EXACT item that you planned to purchase at another store.  Let’s say I really need Kraft cheese, Dannon Yogurt, and Cheerios at the store.   Those items probably aren’t all on sale at the same store at the same time.  Pricing matching means, I would look through my ads for those items, circle the prices, and take the ads with me to the store that is willing to price match.

Here is the Price Matching policy from Walmart (most other price matching stores have similar policies):

  • We do not honor advertisements that require a purchase in order to receive the advertised price or free product.
  • We do not honor “Buy One / Get One Free” advertisements.
  • We do not honor double or triple coupons or percent off advertisements.
  • We do not honor other retailers’ “Misprinted” advertised prices.
  • We do not honor Internet Pricing.
  • We do not honor competitor advertisements from outside of the store’s or Club’s local trade territory.

How does it save you time?

Well, if you are like me and trying to save money for your family, you go to more than one store each week for groceries.  I go to each store in my area and buy what is on sale.  This can get to be pretty time consuming and use a lot of gas (my stores are all within a mile of each other and closer than my Walmart).  There are only two ways that price matching takes up your time.  It takes a few minutes to look through the ads, and it will take longer at the checkout than a regular transaction.  Assuming your checker has the register under control; it should still save you a ton of time over running around to different stores.

How does it save you money?

You will get the sale price for the item, which would usually be lower than the store’s regular price.  At Walmart and some other price matching stores, you can still use coupons on the items you price match.  It will also save you money on gas, because you aren’t running to different stores all week.

I am definitely not saying that Price Matching is for everyone, but it can be a valuable tool for saving money.

What about you, do you price match items?

Shelly is a full-time fourth grade teacher and blogs at Coupon Teacher. She wants you to share and celebrate your successes with her, and she may give you a few tips along the way!  Right now, she is offering a free savvy shopping course.  She would love for you to join her!

Create a Child’s Wardrobe on a Budget

I am very excited to announce that today is my first time guest posting on a blog. You can find me sharing my tips on how to find cheap clothes for your children at the website ‘Saving Cents With Sense’ here. Thank you Melissa for giving me the opportunity to meet your readers :)

Create a Child’s Wardrobe on a Budget

My main goals for 2010

I am very excited to start this new year. I’m looking forward to my best year ever! (ok, I keep hearing that from everyone but it’s true!) I’m a very goal-oriented person so I always keep a goal list that I update a few times a year. Kind of like my bucket list , I guess. Since I have hundreds of goals on that list I decided to focus on a select number of them in 2010.

Goal #1- Read the whole Bible in 90 days. To find out more about this program you can go here or here. This challenge is listed first because it starts today. I am very excited to do this but am also nervous because it is a big task. I’ve never read the Bible all the way through, let alone in 90 days. I think it is an achievable goal this year because of two main things: 1) I’m doing it with other moms who will hold me accountable and 2) it’s only about 12 pages a day! Wow. Reading the Bible had always seemed like such a huge task and I would have guessed it would take 30-40 pages a day to read it in just 90 days, but 12? That’s easy. Ok, well maybe not easy, but manageable with two kids and a career. (Update: My sister just read the first day’s reading as I was typing this post and it took her less than 20 minutes…)

Goal #2- Save half of our income. This will probably be the hardest goal that I have set for myself. I have always been a “shopaholic” who can’t resist a good “deal” (check out my dad’s blog post about me) but I have decided that is going to change this year. Part of why we moved in with my dad was to save for a house and in the past six months we have only saved about $500. In my defense we did have to fix our two cars, but in reality we had an extra income these past few months so those repairs should have come from that. I am still working on a budget and hoping there is some spending money but if not I will just have to learn to live with less.

Goal #3- Keep my house “company ready” (though really it needs to get to that point before I can keep it there). It doesn’t have to be spotless but it would be nice to know that if someone happened to stop by my home I wouldn’t be embarrassed to let them in the door. And it would be even better if they could look in my closets, cupboards, etc and they would be organized, too. The first step towards this goal is to finish unpacking from our August move. Our two car garage is so filled with boxes that only one car can barely fit in. Eventually I would like to have a weekly cleaning list, too.

Goal #4- Work on my relationships. With Sinisa I would like to make couple time a priority since it’s rare we are both home without the boys being awake. With my mom I would like to work on communication. With my friends I would like to focus on seeing them once a week whether it’s at playdates or mom’s nights.

Goal #5- Become a “better” blogger. This includes blogging more often than I have in the past (I am aiming for 3-5 times a week), building relationships with other bloggers, reading and commenting on other blogs, and looking into how I can improve the look of my blog.

Goal #6- Do something for myself daily. This “something” could be as little as taking a nice, hot relaxing shower to getting a pedicure to scrapbooking. Just a daily thing to remind myself that I am special :)

What are your goals for 2010?